Federal Financial 援助
Completing the Free Application for Federal 学生 援助 (FAFSA) opens the door to a world of financial assistance you would not otherwise have available to you. When you file the FAFSA as a first-time college student, you are considered for all of the following federal aid grant and loan programs.
Grants And Work-Study
These are forms of financial assistance that families are not responsible for paying back.
佩尔助学金
佩尔助学金 are awarded to students whose Expected 家庭 Contribution (EFC) is less than $6,206. The grants averaged $3,000 but ranged up to $6,895. 学生 taking summer classes may be eligible for additional Pell funds. The grant amount depends on need and the total amount of funds appropriated by Congress for the program.
Federal Supplemental Education Opportunity Grant (FSEOG)
FSEOGs are available to a limited number of students who demonstrate significant financial need. In awarding these grants, the government gives priority to the students with the greatest need. The average award per year is $1,000.
联邦半工半读的
The 联邦半工半读的 program provides part-time jobs for students who need financial assistance. Jobs are available both on and off campus. 学生 receive paychecks to help with personal expenses up to a maximum of $2,500 per year.
学生 & 父母贷款
Education loans are financial awards paid by the U.S. government to students and families under the condition that they will be paid back, 随着时间的推移, by the borrower after graduation. To be considered for a federal education loan:
- 学生 must file the FAFSA
- 学生 must be accepted by 亚洲博彩平台
- 学生 must enroll in a degree-seeking program
- 学生 must register for at least half-time status
Federal 工作人员ord Loans (Undergraduate and Graduate 学生)
工作人员ord Loans come in two types, subsidized and unsubsidized loans. For subsidized loans, the government pays interest on the loan while the student is in school. Eligibility is based on financial need. For unsubsidized loans, all interest is paid by the borrower. (However, interest payments may be deferred by adding their amount to the principal.) The grace period for 工作人员ord Loans is six months after graduation or un-enrolling from the college.
Federal PLUS Loans (Parents and Graduate 学生)
The Federal PLUS Loan is one option for covering the difference between any financial aid that has been awarded and the total estimated cost of education, as approved by the Office of Financial 援助. PLUS Loans are based on the credit standing of the borrower rather than on financial need. To learn how to apply, visit the Federal 学生 援助 PLUS Loan Application site. Payment generally begins 60 days after the second disbursement. In other words, repayment typically begins while the student is still in school.